How To Make So Much Money in 2025 (To Retire Yourself)

Don’t Wait for Luck

The economy is shifting, and it’s opening a window of opportunity that might not come again.

If you’re reading this, you’re not here to settle. You’re here to figure out how to capitalize on 2025 so you can build serious wealth, and maybe change your family’s future for generations.

I’ve been broke, I’ve been rich, and if there’s one thing I’ve learned, it’s this: you don’t get rich by waiting.

You get rich by working smarter, working harder, and making moves when everyone else is standing still.

Let’s dive into how to dominate 2025 financially.

Control Your Spending Like a CEO

The fastest way to sabotage your financial future is by letting lifestyle creep take over.

I don’t care if you double your income this year, if you spend more, you’re not getting ahead. When I made my first million, I was still living in a small crib in Queens, rocking the same Nike joggers and Jordan slides every day.

Why? Because the formula for wealth is simple: make more than you spend and invest the difference.

Track every dollar. Download Monarch or another app to see exactly where your money’s going. Cancel useless subscriptions. Cut out the small stuff that’s bleeding your bank account dry.

This isn’t about living like a monk. It’s about keeping your expenses capped while your income grows. If you don’t flex now, you’ll have the freedom to flex for the rest of your life.

Double Down on Your Work Ethic

This part might sting, but it’s the truth: most people don’t work enough to get rich.

If you want what others don’t have, you’ve got to do what others won’t. That means working double.

The average American works 40 hours a week. If you’re serious about building wealth in 2025, you need to be clocking in at 80. This isn’t forever, it’s for a season.

Here’s the math: there are 168 hours in a week. Sleep for 56, and you’re left with 112 hours. Work 80 of those, and you still have 32 hours for family, fitness, and everything else.

The key is maximizing your earning potential during those hours. That means picking up extra shifts, freelancing, or starting a side hustle. It’s not glamorous, but doubling your income means doubling your ability to invest, and that’s where the real magic happens.

Stack Your Cash Reserves

Before you invest, you need a safety net.

Here’s why: Life throws curveballs. A sudden job loss, a global shutdown, or even an unexpected expense can knock you off course.

But if you’ve got six months of living expenses saved up, you’re unshakable.

How do you calculate it? Track your spending to the dollar. Know exactly what it costs to keep the lights on, the fridge full, and the bills paid.

Then, stack that cash in a high-yield savings account or money market fund.

This isn’t about hoarding. It’s about creating a safety net so you can invest aggressively without fear of losing it all. When you know you’re covered, you play the game differently.

Invest in Skills Before Stocks

Your earning power is your biggest asset, and skills are what multiply that power.

I’m talking about high-income skills. Sales. Copywriting. Video editing. AI tech. These aren’t hobbies, they’re money printers.

If you’re not earning what you want, it’s probably because your skills aren’t where they need to be. The good news? You can fix that.

Take online courses, join masterminds, or find a mentor. The cost is nothing compared to the return. I’ve spent six figures on my own education, and it’s paid off exponentially.

The goal isn’t just to work harder. It’s to work smarter. The better your skills, the more you earn for every hour you work. And that means more money to invest, faster.

The BMM Takeaway

If you want 2025 to be the year everything changes, you’ve got to go all in.

Cap your spending. Maximize your work ethic. Stack your savings. And most importantly, invest in yourself.

This isn’t about getting rich quick. It’s about getting rich for real.

Most people will miss this window. Don’t be most people.